Privacy Policy

Last Updated: 10/26/225
Marcus Claxton Mortgage Services

Marcus Claxton Mortgage Services respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

We may collect the following types of information when you interact with our website or apply for a mortgage:

Personal Information

• Name
• Address
• Email address
• Phone number
• Date of birth
• Social Security number
• Employment information
• Income and asset details
• Credit and financial history

Non-Personal Information

• Browser type and version
• IP address
• Device information
• Website usage data (pages      visited, time spent, referring URLs)

2. How We Collect Information

We collect information in several ways:

• Directly from you: when you fill out forms, request      quotes, or submit an application.
• Automatically: through cookies, analytics      tools, and tracking technologies.
• From third parties: such as credit bureaus,      financial institutions, and verification services (only with your consent      where required).

3. How We Use Your Information

We use the information we collect to:

• Process and manage mortgage      applications
• Verify identity and financial      information
• Communicate with you about your      application or inquiry
• Comply with legal and regulatory      requirements
• Improve our website and customer      experience
• Prevent fraud and unauthorized      access

4. How We Share Your Information

We may share your information in the following ways:

• With service providers and      partners who assist in processing mortgage applications or providing related      services (such as credit reporting agencies or lenders).
• As required by law or to comply with legal      processes, court orders, or regulatory authorities.
• In the event of a business      transfer, such as a merger, acquisition, or sale of company assets.

We do not sell or rent your personal information to third parties for marketing purposes.

5. Cookies and Tracking Technologies

Our website may use cookies or similar tracking technologies to enhance user experience and analyze site performance. You can manage or disable cookies through your browser settings, though some site features may not function properly if cookies are disabled.

6. Data Security

We implement industry-standard administrative, technical, and physical safeguards to protect your personal information against unauthorized access, use, or disclosure. However, no method of data transmission over the internet is completely secure, and we cannot guarantee absolute security.

7. Your Rights and Choices

Depending on your state or jurisdiction, you may have the right to:

• Access and obtain a copy of your      personal information
• Request correction or deletion of      your data
• Opt out of certain information      sharing or marketing communications

To exercise these rights, contact us at the email address below.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. Please review their privacy policies before providing any personal information.

9. Children’s Privacy

Our services are not directed toward children under 18, and we do not knowingly collect personal information from minors.

10. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date.