Terms of Service

Last Updated: 10/10/2025
Marcus Claxton Mortgage Services

Welcome to Marcus Claxton Mortgage Services (“we,” “us,” “our,” or “Company”). These Terms of Service (“Terms”) govern your use of our website, online services, and any mortgage-related tools or applications provided by Marcus Claxton Mortgage Services (collectively, the “Site”).

By accessing or using our Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please discontinue use of our Site immediately.

1. Use of the Website

You agree to use this Site only for lawful purposes and in accordance with these Terms. You are prohibited from using the Site:

• In any way that violates      applicable local, state, or federal law or regulation.
• To engage in fraudulent,      misleading, or harmful conduct.
• To attempt to gain unauthorized      access to any part of the Site or our systems.

The information on this Site is intended for residents of the United States, specifically Georgia and Florida, and may not be applicable in other jurisdictions.

2. Mortgage and Financial Information

Marcus Claxton Mortgage Services provides general information about mortgage products and related services.
All information, tools, and calculators provided on the Site are for informational purposes only and do not constitute financial, legal, or investment advice.

You should consult directly with a licensed mortgage loan officer or advisor before making any financial decision. Loan approval, terms, and rates are subject to individual qualification, verification, and lender requirements.

3. No Guarantee of Loan Approval

Submitting an inquiry or completing an online form does not constitute a loan application and does not guarantee approval.
Loan approval and terms are determined based on individual financial circumstances, credit history, property type, and other factors, in accordance with federal and state lending regulations.

4. User Information and Account Responsibility

If you provide personal information or create an account through our Site, you agree to:

• Provide accurate, complete, and      current information.
• Maintain the confidentiality of      your account credentials.
• Accept responsibility for all      activities under your account.

We reserve the right to suspend or terminate your access if we believe you have provided false information or violated these Terms.

5. Intellectual Property Rights

All content on this Site—including text, graphics, logos, icons, images, and software—is the property of Marcus Claxton Mortgage Services or its licensors and is protected by U.S. copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of any content without our express written permission.

6. Third-Party Links and Services

Our Site may include links to third-party websites or services. These links are provided for your convenience and do not signify our endorsement.
We are not responsible for the content, accuracy, or privacy practices of any third-party site. You access third-party websites at your own risk.

7. Disclaimer of Warranties

THE SITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not guarantee that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, MARCUS CLAXTON MORTGAGE SERVICES AND ITS OFFICERS, EMPLOYEES, AGENTS, OR AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Your sole remedy for dissatisfaction with the Site or these Terms is to discontinue use of the Site.

9. Indemnification

You agree to indemnify, defend, and hold harmless Marcus Claxton Mortgage Services, its officers, employees, and affiliates from any claims, losses, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising from:

• Your use of the Site,
• Your violation of these Terms, or
• Your infringement of any      third-party rights.

10. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Georgia, without regard to its conflict of laws principles.
Any dispute arising under or relating to these Terms shall be brought exclusively in the state or federal courts located in Gwinnett County, Georgia.

If you reside in Florida, applicable Florida consumer protection and mortgage licensing laws also apply.

11. Licensing Disclosure

Marcus Claxton Mortgage Services operates in compliance with all applicable mortgage licensing and regulatory requirements.
For more information about licensing, please contact us using the details below.

12. Changes to These Terms

We reserve the right to modify or update these Terms at any time. Updates will be effective upon posting to this page with a revised “Last Updated” date.
Your continued use of the Site after changes constitutes acceptance of the new Terms.